"Saving for Retirement on the Path of Least Resistance"
Publication information:
Choi J, Laibson D, Madrian B, Metrick A, McCaffrey E, Slemrod J. "Saving for Retirement on the Path of Least Resistance".
In Behavioral Public Finance: Toward a New Agenda. New York: Russell Sage Foundation; 2006. p. 304–351.