"For Better or For Worse: Default Effects and 401(k) Savings Behavior"
Publication information:
Choi J, Laibson D, Madrian B, Metrick A, David A. Wise. "For Better or For Worse: Default Effects and 401(k) Savings Behavior".
In Perspectives in the Economics of Aging. University of Chicago Press; 2004. p. 81–121.