# Publications Search Within Results Search Within Results search ## 127 results Show filters filter\_alt Sort by Year of PublicationAlphabetical A-Z sort ## 127 results Download 127 citations download- [BibTeX](/node/719641/export?format=bibtex) - [EndNote X3 XML](/node/719641/export?format=endnote8) - [EndNote 7 XML](/node/719641/export?format=endnote7) - [Endnote tagged](/node/719641/export?format=tagged) - [Marc](/node/719641/export?format=marc) - [PubMedId](/node/719641/export?format=pubmed_id) - [RIS](/node/719641/export?format=ris) ### Forthcoming Laibson D, Maxted P, Lee SC, Repetto A, Tobacman J. ["Estimating Discount Functions with Consumption Choices over the Lifecycle"](/publications/estimating-discount-functions-consumption-choices-over-lifecycle). Review of Financial Studies. Laibson D, Maxted P, Lee SC, Repetto A, Tobacman J. ["Estimating Discount Functions with Consumption Choices over the Lifecycle"](/publications/estimating-discount-functions-consumption-choices-over-lifecycle). Review of Financial Studies. - [ descriptionPublisher's version](https://doi.org/10.1093/rfs/hhae035) - [ descriptionPublisher's version](https://doi.org/10.1093/rfs/hhae035) ["Does 401(k) Loan Repayment Crowd Out Retirement Saving? Implications for Plan Design"](/publication/does-401k-loan-repayment-crowd-out-retirement-saving-implications-plan-design-0). In Olivia S. Mitchell and Nikolai Roussanov, editors, Retirement Saving, Investment, and Spending: New Lessons from Behavioral Research. Oxford, UK: Oxford University Press; ["Does 401(k) Loan Repayment Crowd Out Retirement Saving? Implications for Plan Design"](/publication/does-401k-loan-repayment-crowd-out-retirement-saving-implications-plan-design-0). In Olivia S. Mitchell and Nikolai Roussanov, editors, Retirement Saving, Investment, and Spending: New Lessons from Behavioral Research. Oxford, UK: Oxford University Press; - [ descriptionPDF](/sites/g/files/omnuum5971/files/2026-01/Does%20401k%20Loan%20Repayment%20Crowd%20Out%20Retirement%20Saving%20Oct%202024.pdf) - [ descriptionPDF](/sites/g/files/omnuum5971/files/2026-01/Does%20401k%20Loan%20Repayment%20Crowd%20Out%20Retirement%20Saving%20Oct%202024.pdf) Maxted P, Laibson D, Moll B. ["A Simple Framework for MPCs and MPXs"](/publication/simple-framework-mpcs-and-mpxs). Journal of Finance: Insights and Perspectives. Maxted P, Laibson D, Moll B. ["A Simple Framework for MPCs and MPXs"](/publication/simple-framework-mpcs-and-mpxs). Journal of Finance: Insights and Perspectives. - [ descriptionPDF](/sites/g/files/omnuum5971/files/2026-01/MPCMPX%2BDecember%2B2025.pdf) - [ descriptionPDF](/sites/g/files/omnuum5971/files/2026-01/MPCMPX%2BDecember%2B2025.pdf) ### 2025 Guttman-Kenney B, Adams PD, Hunt S, Laibson D, Stewart N, Leary J. ["The Semblance of Success in Nudging Consumers to Pay Down Credit Card Debt"](/publication/semblance-success-nudging-consumers-pay-down-credit-card-debt). American Economic Journal: Economic Policy. 2025;17(4):72–105. Guttman-Kenney B, Adams PD, Hunt S, Laibson D, Stewart N, Leary J. ["The Semblance of Success in Nudging Consumers to Pay Down Credit Card Debt"](/publication/semblance-success-nudging-consumers-pay-down-credit-card-debt). American Economic Journal: Economic Policy. 2025;17(4):72–105. - [ descriptionNBER Working Paper](https://www.nber.org/papers/w31926) - [ descriptionPublisher's version](https://www.aeaweb.org/articles?id=10.1257/pol.20230568) - [ descriptionNBER Working Paper](https://www.nber.org/papers/w31926) - [ descriptionPublisher's version](https://www.aeaweb.org/articles?id=10.1257/pol.20230568) Alemu R, Terskaya A, Guan J, Sands H, Kleinman A, Team 23andMe R, Bann D, Morris T, Ploubidis GB, Fitzsimons E, Harris KM, Caspi A, Corcoran DL, Moffitt TE, Poulton R, Sugden K, Williams BS, Steptoe A, Ajnakina O, Vainik U, Esko T, Team EBR, Campbell A, Hayward C, Iacono WG, McGue M, Krueger RF, Docherty AR, Shabalin AA, Hertwig R, Koellinger P, Richter D, Goebel J, Ahlskog R, Oskarsson S, Magnusson PKE, Harden P, Tucker-Drob EM, Pahnke CK, Maj C, Spinath FM, Herd P, Freese J, Laibson D, Meyer MN, Jala J, Cesarini D, Young AS, Turley P, Benjamin DJ, Okbay A. ["An Updated Polygenic Index Repository: Expanded Phenotypes, New Cohorts, and Improved Causal Inference"](/publication/updated-polygenic-index-repository-expanded-phenotypes-new-cohorts-and-improved-causal). bioRxiv. 2025; Alemu R, Terskaya A, Guan J, Sands H, Kleinman A, Team 23andMe R, Bann D, Morris T, Ploubidis GB, Fitzsimons E, Harris KM, Caspi A, Corcoran DL, Moffitt TE, Poulton R, Sugden K, Williams BS, Steptoe A, Ajnakina O, Vainik U, Esko T, Team EBR, Campbell A, Hayward C, Iacono WG, McGue M, Krueger RF, Docherty AR, Shabalin AA, Hertwig R, Koellinger P, Richter D, Goebel J, Ahlskog R, Oskarsson S, Magnusson PKE, Harden P, Tucker-Drob EM, Pahnke CK, Maj C, Spinath FM, Herd P, Freese J, Laibson D, Meyer MN, Jala J, Cesarini D, Young AS, Turley P, Benjamin DJ, Okbay A. ["An Updated Polygenic Index Repository: Expanded Phenotypes, New Cohorts, and Improved Causal Inference"](/publication/updated-polygenic-index-repository-expanded-phenotypes-new-cohorts-and-improved-causal). bioRxiv. 2025; - [ descriptionPublisher's version](https://pmc.ncbi.nlm.nih.gov/articles/PMC12132466/) - [ descriptionPublisher's version](https://pmc.ncbi.nlm.nih.gov/articles/PMC12132466/) Laibson D, Maxted P, Moll B. ["Present Bias Amplifies the Household Balance-Sheet Channels of Macroeconomic Policy"](/publications/present-bias-amplifies-household-balance-sheet-channels-macroeconomic-policy). Quarterly Journal of Economics. 2025;140(1):691–743. Laibson D, Maxted P, Moll B. ["Present Bias Amplifies the Household Balance-Sheet Channels of Macroeconomic Policy"](/publications/present-bias-amplifies-household-balance-sheet-channels-macroeconomic-policy). Quarterly Journal of Economics. 2025;140(1):691–743. - [ descriptionPublisher's version](https://doi.org/10.1093/qje/qjae026) - [ descriptionPublisher's version](https://doi.org/10.1093/qje/qjae026) Beshears J, Guo R, Laibson D, Madrian BC, J.Choi J. ["Automatic Enrollment with a 12% Default Contribution Rate"](/publications/automatic-enrollment-12-default-contribution-rate). Journal of Pension Economics & Finance. 2025;24(1):152–182. Beshears J, Guo R, Laibson D, Madrian BC, J.Choi J. ["Automatic Enrollment with a 12% Default Contribution Rate"](/publications/automatic-enrollment-12-default-contribution-rate). Journal of Pension Economics & Finance. 2025;24(1):152–182. - [ picture\_as\_pdfAutomatic Enrollment with...](/sites/g/files/omnuum5971/files/laibson/files/2023_w31601_12percentdefault.pdf) - [Publisher's version](https://doi.org/10.1017/S1474747223000148) - [ picture\_as\_pdfAutomatic Enrollment with...](/sites/g/files/omnuum5971/files/laibson/files/2023_w31601_12percentdefault.pdf) - [Publisher's version](https://doi.org/10.1017/S1474747223000148) Beshears J, Choi JJ, Clayton C, Harris C, Laibson D, Madrian BC. ["Optimal Illiquidity"](/publication/optimal-illiquidity). Journal of Financial Economics. 2025;165(March 2025). Beshears J, Choi JJ, Clayton C, Harris C, Laibson D, Madrian BC. ["Optimal Illiquidity"](/publication/optimal-illiquidity). Journal of Financial Economics. 2025;165(March 2025). - [ descriptionPublisher's version](https://doi.org/10.1016/j.jfineco.2025.103996) - [ descriptionPublisher's version](https://doi.org/10.1016/j.jfineco.2025.103996) Berk SH, Beshears J, Garg J, Choi JJ, Laibson D. ["Employer-based short-term savings accounts"](/publication/employer-based-short-term-savings-accounts). In Lucia A. Reisch and Cass R. Sunstein, editors, The Elgar Companion to Consumer Behaviour and the Sustainable Development Goals. Cheltenham, UK: Edward Elgar Publishing; 2025. p. 359–386. Berk SH, Beshears J, Garg J, Choi JJ, Laibson D. ["Employer-based short-term savings accounts"](/publication/employer-based-short-term-savings-accounts). In Lucia A. Reisch and Cass R. Sunstein, editors, The Elgar Companion to Consumer Behaviour and the Sustainable Development Goals. Cheltenham, UK: Edward Elgar Publishing; 2025. p. 359–386. - [ descriptionPDF](/sites/g/files/omnuum5971/files/2026-01/w32074%20Employer-Based%20Short-Term%20Savings%20Accounts%202025.pdf) - [ descriptionPublisher's version ](https://www.elgaronline.com/edcollchap/book/9781035325061/book-part-9781035325061-32.xml) - [ descriptionPDF](/sites/g/files/omnuum5971/files/2026-01/w32074%20Employer-Based%20Short-Term%20Savings%20Accounts%202025.pdf) - [ descriptionPublisher's version ](https://www.elgaronline.com/edcollchap/book/9781035325061/book-part-9781035325061-32.xml) ### 2023 Patel M, Milkman KL, Gandhi L, Graci HN, Gromet D, Ho H, Kay JS, Lee TW, Rothschild J, Akinola M, Beshears J, Bogard JE, Buttenheim A, Chabris CF, Chapman GB, J.Choi J, Dai H, Fox CR, Goren A, Hilchey MD, Hmurovic J, John LK, Karlan D, Kim M, Laibson D, Lamberton C, Madrian BC, Meyer M, Modanu M, Nam J, Rogers T, Rondina R, Saccardo S, Shermohammed M, Soman D, Sparks J, Warren C, Weber M, Berman R, Evans CN, Lee SH, Snider CK, Tsukayama E, Bulte CV, Volpp K, Duckworth A. ["A Randomized Trial of Behavioral Nudges Delivered Through Text Messages to Increase Influenza Vaccination Among Patients With an Upcoming Primary Care Visit"](/publications/randomized-trial-behavioral-nudges-delivered-through-text-messages-increase). American Journal of Health Promotion. 2023;37(3):324–332. Patel M, Milkman KL, Gandhi L, Graci HN, Gromet D, Ho H, Kay JS, Lee TW, Rothschild J, Akinola M, Beshears J, Bogard JE, Buttenheim A, Chabris CF, Chapman GB, J.Choi J, Dai H, Fox CR, Goren A, Hilchey MD, Hmurovic J, John LK, Karlan D, Kim M, Laibson D, Lamberton C, Madrian BC, Meyer M, Modanu M, Nam J, Rogers T, Rondina R, Saccardo S, Shermohammed M, Soman D, Sparks J, Warren C, Weber M, Berman R, Evans CN, Lee SH, Snider CK, Tsukayama E, Bulte CV, Volpp K, Duckworth A. ["A Randomized Trial of Behavioral Nudges Delivered Through Text Messages to Increase Influenza Vaccination Among Patients With an Upcoming Primary Care Visit"](/publications/randomized-trial-behavioral-nudges-delivered-through-text-messages-increase). American Journal of Health Promotion. 2023;37(3):324–332. - [ descriptionPublisher's version](https://journals.sagepub.com/doi/10.1177/08901171221131021?url_ver=Z39.88-2003&rfr_id=ori:rid:crossref.org&rfr_dat=cr_pub%20%200pubmed) - [ descriptionPublisher's version](https://journals.sagepub.com/doi/10.1177/08901171221131021?url_ver=Z39.88-2003&rfr_id=ori:rid:crossref.org&rfr_dat=cr_pub%20%200pubmed) Meyer MN, Tan T, Benjamin DJ, Laibson D, Turley P. ["Public views on polygenic screening of embryos"](/publications/public-views-polygenic-screening-embryos). Science. 2023;379(6632):541–543. Meyer MN, Tan T, Benjamin DJ, Laibson D, Turley P. ["Public views on polygenic screening of embryos"](/publications/public-views-polygenic-screening-embryos). Science. 2023;379(6632):541–543. - [ descriptionPublisher's version](https://www-science-org.ezp-prod1.hul.harvard.edu/doi/10.1126/science.ade1083) - [ descriptionPublisher's version](https://www-science-org.ezp-prod1.hul.harvard.edu/doi/10.1126/science.ade1083) ### 2022 Beshears J, J.Choi J, Laibson D, Madrian BC, Skimmyhorn WL. ["Borrowing to Save? The Impact of Automatic Enrollment on Debt"](/publications/borrowing-save-impact-automatic-enrollment-debt). Journal of Finance. 2022;77(1):403–447. Beshears J, J.Choi J, Laibson D, Madrian BC, Skimmyhorn WL. ["Borrowing to Save? The Impact of Automatic Enrollment on Debt"](/publications/borrowing-save-impact-automatic-enrollment-debt). Journal of Finance. 2022;77(1):403–447. - [ picture\_as\_pdfPDF 081220](/sites/g/files/omnuum5971/files/laibson/files/borrowing_to_save_20200812.pdf) - [ picture\_as\_pdfAppendix 081220](/sites/g/files/omnuum5971/files/laibson/files/appendix_borrowing_to_save_2020_08_12.pdf) - [ descriptionPublisher's version](https://doi-org.ezp-prod1.hul.harvard.edu/10.1111/jofi.13069) - [ picture\_as\_pdfPDF 081220](/sites/g/files/omnuum5971/files/laibson/files/borrowing_to_save_20200812.pdf) - [ picture\_as\_pdfAppendix 081220](/sites/g/files/omnuum5971/files/laibson/files/appendix_borrowing_to_save_2020_08_12.pdf) - [ descriptionPublisher's version](https://doi-org.ezp-prod1.hul.harvard.edu/10.1111/jofi.13069) - Previous page chevron\_left - [1](?page=0 "Current page") - [2](?page=1 "Go to page 2") - [3](?page=2 "Go to page 3") - [ Last page 11 ](?page=10 "Go to last page") - [ Next page chevron\_right ](?page=1 "Go to next page")